Glossary

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Available balance

The amount of funds available to you for withdrawal or transfer. This balance is equal to the current balance minus any funds being held in reserve until transactions clear.

Available credit

The amount of funds available to you for withdrawal. For credit cards, this balance is equal to the credit limit minus the credit in use. For home equity or revolving credit loans, this balance is equal to the credit limit minus the outstanding principal balance.

Category

Transaction categories can help you organize your transactions. There are standard categories and custom categories you define.

Charge

Amount withdrawn from your account as part of a transaction.

Completed transaction

A transaction which has cleared or that we have finished processing.

Credit in use

Today's starting balance plus or minus any current-day transactions that have not yet completed, or cleared.

Credit limit

Maximum amount of credit extended to you for this account.

Credits

Amount deposited into your account as part of a transaction.

Current Cash Advance APY

The current annual percentage yield for credit card cash advances.

Current Purchase APY

The current annual percentage yield for credit card purchases.

Current balance

Today's starting balance plus or minus any current-day transactions that have not yet completed, or cleared.

Debits

Amount withdrawn from your account as part of a transaction.

Deposits

Amount deposited into your account as part of a transaction.

Last Statement APY Earned

The annual percentage yield for NOW, money market, and savings accounts as of your last statement.

Payment

Amount deposited into your account as part of a transaction.

Scheduled transactions

Transactions that are pending completion or are awaiting processing.

Starting balance

The daily starting balance in your account. The previous day's transactions are posted and the account balanced to create the new starting balance.

Transaction date

The date the transaction cleared or the date the transaction is scheduled to be completed.

Transaction description

The first line of information is a short description of the transaction. The following information may also be displayed: Scheduled transaction. For scheduled transfers or bill payments, the date the next transaction is scheduled to be processed. Scheduled transaction in process. Bill payments scheduled today for which processing is not yet completed. Transaction not yet cleared. Transactions posted today for which processing is not yet completed. Category information. If you are able to assign categories to completed transactions, this information is displayed. For transactions split across categories, Split is displayed.

Withdrawals

Amount withdrawn from your account as part of a transaction.