Personal Credit Cards

We make it easy to choose the credit card that is right for you - Low Rate or Preferred Points Rewards. Whichever you choose, it's the only card you need for everything you need to do.

Key Features

  • Competitive Rates
  • Anytime Funds
  • Rewards Cards
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Features

  • No annual fee.
  • Low introductory rate for the first six months.1
  • Competitive ongoing APR.1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary Mastercard® benefits.
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.+

Fees

  • Other fees may be charged, these fees are listed on the downloadable application. Find the application here.

Extraordinary benefits with Mastercard® including:

    • Rental Car Insurance+
    • Airport Concierge
    • ID Theft Protection
    • Global Services
    • Cell Phone Coverage*+
    • Travel & Lifestyle Services*
    • Online shopping/delivery discounts*

Certain restrictions apply detailed in the applicable benefits brochure received with new credit card.

*Mastercard World cardholders only

Features

  • Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • Low introductory rate for first six months.1
  • Competitive ongoing APR.1
  • No annual fee.
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more. 
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits. 
  • Unlike some card offers, the APR 1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.+

Fees

Extraordinary benefits with Mastercard® including:

    • Rental Car Insurance+
    • Airport Concierge
    • ID Theft Protection
    • Global Services
    • Cell Phone Coverage*+
    • Travel & Lifestyle Services*
    • Online shopping/delivery discounts*

Certain restrictions apply detailed in the applicable benefits brochure received with new credit card.

*Mastercard World cardholders only

 

  • Download the PDF application.
  • Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
  • Fax your completed application to the Card Service Center at 877-809-9162.

Or mail your completed application to:

Card Service Center

PO Box 569120

Dallas, TX 75356-9120

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1 Please see application for information about current Annual Percentage Rates and fees.

+The insurance product is not a deposit or other obligation, or guaranteed by, Classic Bank. The insurance product is also not insured by the Federal Deposit Insurance Corporation (FDIC) or any other agency of the United States or Classic Bank.

^All loans are subject to credit approval. Additional fees and restrictions may apply.