APY = Annual Percentage Yield. Rates effective as of October 1, 2024. Fees may reduce earnings.
Reward Checking Rates Learn More
| Balance | Description | Interest Rate | APY* | Minimum Deposit to Open Account |
|---|---|---|---|---|
| $0 - $15,000.99 | If your daily balance is less than $15,001.00, the interest rate paid on the entire balance will be 4.50% with an annual percentage yield of 4.60% | 4.50% | 4.60% | $50 |
| $15,001 & above | An interest rate of 0.75% will be paid on the portion of your daily balance that is $15,001.00 or greater, with an annual percentage yield of 1.19% to 4.60% Blended APY. | 0.75% | 1.19% to 4.60% | $50 |
| All balances if qualifications not met | The base interest rate for your account is 0.05% with an annual percentage yield of 0.05%. | .05% | .05% | $50 |
To earn your rewards, enrollments must be in place and all of the following transactions and activities must post and settle to your Reward Checking account during each Monthly Qualification Cycle:
- At least one direct deposit, ACH credit, or ACH payment transaction
- At least 10 debit card purchases
- Be enrolled in and agree to receive e-statements
- Maintain a valid email address on record with bank
That's it. Even if you don't meet your qualifications during the cycle, your Reward Checking account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month.
Checking Rates Learn More
| Product | Minimum to Open | Interest Rate | APY* |
|---|---|---|---|
| Classic Interest Checking | $50 | 0.25% | 0.25% |
To earn interest with the Classic Interest Checking account, one ACH debit or credit must post and settle to account during statement cycle.
Please print or save this page for your records. Please call 1-800-789-6461 for additional information.
Money Market and Savings Account Rates Learn More
| Product | Minimum Deposit To Open | Minimum Balance To Obtain APY* | Interest Rate | APY* |
|---|---|---|---|---|
| Money Market | $2,500.00 | $2,500.00 | 1.50% | 1.51% |
| Minor Savings | $50.00 | $100.00 | 0.40% | .40% |
| Statement Savings | $50.00 | $500.00 | 0.40% | .40% |
Please print or save this page for your records. Please call 1-800-789-6461 for additional information.